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McCarran–Ferguson Act
The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, also known as Public Law 15, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent. The McCarran–Ferguson Act was passed by the 79th Congress in 1945 after the Supreme Court ruled in ''United States v. South-Eastern Underwriters Association'' that the federal government could regulate insurance companies under the authority of the Commerce Clause in the U.S. Constitution.
The Act was sponsored by Senators Pat McCarran (D-Nev.) and Homer Ferguson (R-Mich.).
(詳細はurl=http://legal-dictionary.thefreedictionary.com/McCarran-Ferguson+Act+of+1945 )〕
The Act also provides that federal antitrust laws will not apply to the "business of insurance" as long as the state regulates in that area, but federal anti-trust laws will apply in cases of boycott, coercion, and intimidation. By contrast, most other federal laws will not apply to insurance whether the states regulate in that area or not.〔(【引用サイトリンク】url=http://www.dailykos.com/story/2009/05/23/734627/-The-McCarran-Ferguson-Act-A-History-of-Insurance )〕
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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